Integrated Payments


At Payload's core is our powerhouse of a payments API for accepting, managing, and monitoring all your payment activity.
  • Fast Integration / Innovative API

    Our APIs are focused on intuitive design combined with shortcuts and support tools baked in to make integrating a delight.

  • Fully Customizable

    Utilize our APIs behind the scenes, theme our UI components, or use our out-of-the-box style options.

  • Robust Management Tools / Dashboards

    Access all the payment options and data directly from our dashboards, which have been designed with efficiency and scale in mind to get you right to the data that matters.

payment = pl.Payment.create(
    amount=100.0,
    payment_method=pl.Card(
        card_number='4242 4242 4242 4242'
    )
)

Billing & Invoicing


Payload's client invoicing and auto-pay tools make automating billing workflows and managing receivables simple.
  • Recurring Invoices & Autopay
  • One-Time Invoices
  • Multipayer Invoices
  • Prorated Invoice Items
  • Invoice Presentment & Reminders
  • Auto-Late Fees

Reporting & Analytics


Payload's dashboard and APIs are designed for simple but intelligent reporting and analytics.
  • Detailed and Customizable Analytics Dashboard
  • Extensive Query Language API
  • Library of Downloadable Realtime Reports
results = pl.Charge.select(
    attr.completed_date.monthandyear(),
    attr.amount.sum()
  )\
  .filter_by(attr.status == 'complete')\
  .group_by(attr.completed_date.monthandyear())\
  .all()

Processing Accounts


Our streamlined process and tools make activating and managing processing accounts for processing payments fast and straight forward.
  • API Driven Onboarding & Activation
  • Simple and Seamless For Merchants
    • No Complex Merchant Forms

    • Instant Approval

  • Safe and Transparent for Platforms
    • Status Updates

    • Zero Liability

    • Fully Compliant KYC and Underwriting

Convenience Fees & Dynamic Pricing


Revenue Generating for Platforms and Merchants
  • Configurable Fee Structures
  • Rev Share for Platform Partners
  • Volume Discounts for Merchants


  • REDUCE FEES

    Expand your options and be smart about the cost of payments.

Ecommerce & In-Person Checkout


Full drop-in modal, in-line, or stand-alone checkouts for all form factors
  • Flexible Checkout Experiences
  • Plug and Play UI
    • Pay Now Button

    • Payment Plugin

  • Checkout Form Creator
  • Mobile Optimized Everything
  • Customized Experience
  • Integrated Mobile Card Reader

Integrated Mobile Card Reader


Use Payload's device SDKs to integrate Payload's supported card readers.
  • Simple Plug and Play SDKs
  • Easy, Full Integrated, Device API
  • End-to-End Encryption
  • Offline Payments
Device.on(this, new Device.Callback(){
    @Override
    public void connected(Device device) {
        device.beginTransaction(new pl.Payment(15),
            new Device.TransactionCallback(){
                public void processed(pl.Payment pymt) {
                    Log.i(TAG, "Payment Processed :)");
                }
                public void declined(pl.Payment pymt) {
                    Log.i(TAG, "Payment Declined :(");
                }
            });
    }
});

Customer Accounts


account = pl.Account.create(
    email='joe.schmoe@example.com',
    full_name='Joe Schmoe',
    user_type='payer'
)
Enhance your platform with robust management of customer payment information.
  • Keep Track of Customer Payment Behavior
  • Tokenize and Store Customer Payment Information
  • Store and Manage Automatic Payment Enrollments

Routing - Unified Payout & Ledger


Simplify accounting with one unified deposit and report daily.
  • Unified Daily Deposit Regardless of Payment Method
  • Same Settlement Speed for All Payment Method Types
  • Simple Reporting and Reconciliation


  • Unified Across
    All Types


Security & Compliance




Security & Compliance come baked into every product, component, and API.
  • Highest Certification of PCI for data security
  • Secure, Unidirectional Tokenization Vault
  • UI Tools for End-to-End Encryption
  • Machine Learning Payment & Risk Monitoring
  • Processing Compliance Out-of-the Box