Experience Our Unified Payment Stack
Payments & Payouts
At Payload's core is our simple and sophisticated transfer API for both incoming & outgoing payments
Incoming Payments
Securely initiate payments via any method including credit, debit, ACH, RTP, Plaid, Google Pay, Apple Pay or even check and unify all types of receivables.
Outgoing Payments
Securely send outbound payouts for commission payments, disbursements, vendor payments, claim payments, and more to automate your payables.
import pl from 'payload-api'
pl.api_key = 'your_api_key'
const payment = await pl.Payment.create({
amount: 100.0,
payment_method: new pl.BankAccount({
account_number: '1234567890',
routing_number: '021000021',
account_type: 'checking',
}),
})Unified Funding & Dynamic Routing
Simplify accounting with netted, gross, or itemized daily deposits or utilize our API for dynamic fund routing.
Unified Daily Deposits Regardless of Payment Method
Simple Reporting and Reconcilliation
Dynamic Fund Routing Using Funding APIs
Unified Across All Types
Checkout
Customizable modal, in-line, or stand-alone checkout plugin for all form factors.
- Plug and Play UI
- Supports card and bank account payment types
- Mobile Optimized
- Themeable
- Supports convenience fee
- Autopay and remember card toggleds
- Secure and PCI compliant
Secure Inputs
Initiate a payment or store payment details securely with Secure Inputs.
Build native forms to capture payment details without PCI scope
Easy to integrate with a drop-in javascript plugin
Full control over UX and style
Supports
<form id="checkout-form" pl-form="payment_method">
<div class="form-group col-7 px-1">
<label>Card holder</label>
<div class="form-control" pl-input="account_holder"></div>
</div>
<div class="form-group col-7 px-1">
<label>Card Details</label>
<div class="form-control" pl-input="card"></div>
</div>
</form>Payment Links
Customizable payment requests or static payment pages.
One-Time or Reusable Payment Links
Brandable so your clients know it's you
- Customize the business name and logo
- Editable contact details and address
Customizable Form and Datafields
- Create customized forms to collect information with each payment
- Customize reports to include additional fields
Supports
Billing & Invoicing
Payload's client invoicing and auto-pay tools make automating billing workflows and managing receivables simple.
Features
Recurring Billing Schedules
One-Time Invoices
Brandable Invoice PDF
Automated Recurring Payment Support
Integrates With
Checkout
Payment Links
Secure Inputs
Customer Portal
Automated KYC & Account Validation
Streamlined and sophisticated KYC (Know Your Customer) and onboarding.
API Driven Onboarding & Activation
Simple and Seamless For Merchants
- No Complex Merchant Forms
- Instant Approval
Safe and Transparent for Platforms
- Status Updates
- Zero Liability
- Fully Compliant KYC and Underwriting
Reporting & Analytics
Payload's dashboard and APIs are designed for simple but intelligent reporting and analytics.
Detailed and Customizable Reports
Extensive Query Language API
Library of Downloadable Realtime Reports
Dynamic Pricing & Convenience Fees
Revenue Generating for Platforms and Merchants.
Configurable Fee Structures
Rev Share for Platform Partners
Volume Discounts for Merchants
Reduce Fees
Expand your options and be smart about the cost of payments.